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Well thats me. (fallen Fraud Victim)

Well thats me. (fallen Fraud Victim)

I think if the scammers have your email address for an account they say they’ve forgotten the password on the log in screen. That’s when the pin number gets sent over to your actual email address while you’re on the phone to them and you give it to the scammer thinking they sent it to you as a security check. Once they have that pin they can reset your password to whatever they want. That’s how they take control of people’s accounts for things such as social media. Not sure if it’s how they can get into your online banking as well.

Problem is once they’ve changed your password they can even go onto the account settings and change the email address for the account.
 
Skimming devices have been around years, used to get fitted to ATMs especially the non bank ones in shops and the like. Likewise when you used to pay a restaurant or a shop and they would swipe the card through. Technically that’s why chip and in came about as they were harder to clone.


That’s where they are meant to keep things separate or you use a payment provider like JK does here as an example, the payment details aren’t in the database here etc. to make it harder for someone to combine the relevant details. I got caught in the Ticketmaster data leak a few years back, nothing untoward happened but based on their stupidity of what caused it was able to sign up to a action against them and they paid a few hundred quid even to those who hadn’t lost anything as a punishment effectively for being shit with people and their data
I always cover the keyboard when putting in my PIN number. They are getting more clever. Suppose the only way to stay safe is only give your details if you have actually contacted a company yourself that you were planing to contact. Everyone else can sod off.
 
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